How to Calculate NSC Maturity Amount? Let's understand this with an example: Suppose you purchased an NSC certificate by investing ₹50,000 for 5 years at an interest rate of 6.8% compounded annually. Therefore, the NSC amount on maturity after 5 years, providing 6.8% annual interest, will be ₹69,000.

The per annum profit rate of regular income certificates (five years) has been increased to 14.78 percent from 14.64 percent with an increase in monthly profit payment to Rs1,230 per Rs100,000 (per month).

Step 1: Open Department of Posts (DOP) net banking and log in. Step 2: Under 'General Services', select 'Service Requests'. Step 3: Click on 'New Requests' and choose 'NSC Account – Open an NSC Account (For NSC)'. Step 4: Enter the deposit amount and choose the debit account linked to the PO savings account.